Home/Finance
  1. Asked: August 30, 2025In:

    How to make passive income in india legally without investment?

    Raima Roy
    Raima Roy Enlightened Professional Content Writer

    1. Blogging and Content Writing Create a free blog on platforms like Blogger, Medium, or WordPress.com. Write about topics you know about (travel, food, technology, finance, lifestyle). Earn money with Google AdSense ads, affiliate marketing, and sponsorships. Growing takes time, but it can become aRead more

    1. Blogging and Content Writing

    Create a free blog on platforms like Blogger, Medium, or WordPress.com.

    Write about topics you know about (travel, food, technology, finance, lifestyle).

    Earn money with Google AdSense ads, affiliate marketing, and sponsorships.

    Growing takes time, but it can become a long-term source of passive income.

    2. YouTube Channel / Reels

    Use your phone to create videos about education, entertainment, DIY, cooking, and more.

    You just need the time to invest.

    Earn money with YouTube ads, brand sponsorships, and affiliate links.

    Once videos become popular, they continue to generate income for years.

    3. Affiliate Marketing

    Sign up for free affiliate programs like Amazon Associates, Flipkart Affiliate, or ShareASale.

    Promote products on social media, free blogs, or WhatsApp groups.

    Earn a commission every time someone purchases through your link.

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  2. Asked: August 17, 2025In:

    How to make passive income in India legally?

    Raima Roy
    Raima Roy Enlightened Professional Content Writer

    1. Fixed Deposits (FDs) and Recurring Deposits (RDs) Banks and post offices offer fixed interest on deposits. Safe and stable option for conservative investors. Interest rates: 6%–7.5% per annum (varies by bank). Taxes: Interest is taxed under "Income from Other Sources." 2. Dividend Income from StoRead more

    1. Fixed Deposits (FDs) and Recurring Deposits (RDs)

    Banks and post offices offer fixed interest on deposits.

    Safe and stable option for conservative investors.

    Interest rates: 6%–7.5% per annum (varies by bank).

    Taxes: Interest is taxed under “Income from Other Sources.”

    2. Dividend Income from Stocks and Mutual Funds

    Invest in dividend-paying stocks or Dividend-Yielding Mutual Funds.

    Companies distribute part of their profits as dividends.

    No active investment is required once invested.

    Risk depends on market performance.

    3. Rental Income from Properties

    Buy residential, commercial, or co-living spaces for rent.

    Regular monthly income without much investment.

    Platforms like NestAway, MagicBricks, and NoBroker help find tenants.

    Taxes: 30% standard deduction available on rental income.

    4. REITs (Real Estate Investment Trusts)

    Invest in real estate through publicly traded REITs.

    Lower capital requirements compared to purchasing properties.

    Example: Embassy Office Parks REIT, Mindspace REIT.

    Income is earned in the form of dividends or interest distributions.

    5. Peer-to-Peer (P2P) Lending

    Platforms like Faircent and LenDenClub allow lending money directly to borrowers.

    Return: 10%–15% per year, higher than fixed-term deposits.

    Risk: Borrower default, but the platforms use risk ratings.

    It’s important to check if the platform is registered with the Reserve Bank of India (RBI).

    6. Intellectual Property Royalties

    If you create books, music, courses, software, or patents, you can earn royalties.

    Example: Self-publishing on Amazon Kindle, creating online courses on Udemy.

    Once published, the content continues to generate passive income. 7. Digital Products and Affiliate Marketing

    Create ebooks, templates, stock photos, or apps and sell online.

    Create a website, blog, or YouTube channel and monetize with affiliate links or ads.

    Income continues to flow as long as the content remains relevant.

    8. Government Schemes

    The Senior Citizen Savings Scheme (SCSS), Post Office Monthly Income Scheme (POMIS), and Sovereign Gold Bonds (SGB) offer secure passive income.

    Regular interest or dividend payments.

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  3. Asked: July 10, 2025In:

    How to Calculate Chit Dividend?

    Raima Roy
    Raima Roy Enlightened Professional Content Writer

    Total Dividend = Bid offer Amount minus Foreman Commission (₹1,75000 - ₹25,000 = ₹1,50,000).

    Total Dividend = Bid offer Amount minus Foreman Commission (₹1,75000 – ₹25,000 = ₹1,50,000).

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  4. Asked: July 10, 2025In:

    How much was Sidda given for a Month?

    Dipayan Roy
    Dipayan Roy Enlightened

    In the story, "Leela's friend", Sidda was given two meals a day and four rupees a month.      -'Leela's Friend" written by R. K. Narayan

    In the story, “Leela’s friend”, Sidda was given two meals a day and four rupees a month.

         -‘Leela’s Friend” written by R. K. Narayan

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  5. Asked: July 10, 2025In:

    How much does it cost to build a swimming pool?

    Sayan
    Sayan Explainer

    For a small pool (7.3 m x 3.7 m) in your garden, expect to pay around 10 to 16 lakh rupees. The larger the pool, the lower the cost per square meter.

    For a small pool (7.3 m x 3.7 m) in your garden, expect to pay around 10 to 16 lakh rupees. The larger the pool, the lower the cost per square meter.

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