The Pradhan Mantri Awas Yojana (PMAY) is a government housing program launched in 2015 to provide affordable housing to the urban and rural poor. It offers subsidies for home loans under the Credit Linked Subsidy Scheme (CLSS) and also financial assistance for home construction, purchase, or renovation.

In 2025, the program will continue to support the Economically Deprived (EWS), Low Income Groups (LIG), and Middle Income Groups (MIG-I and MIG-II).

You can apply both online and in person.

1. Online Application

Steps:

Visit the official website: https://pmaymis.gov.in

Click on “Citizen Assessment.”

Select the correct category:

For slum dwellers

Benefit under 3 other components (EWS/LIG/MIG)

Enter your Aadhaar number and verify it.

Complete the form with information such as name, household income, current address, employment, and bank details.

Upload the required documents.

Submit and note your application/reference number for follow-up.

2. In-Person Application

Visit your nearest Common Service Center (CSC) or your bank/financial institution associated with PMAY.

Request the PMAY application form.

Complete the information and attach photocopies of the required documents.

Submit the form and obtain an acknowledgment.

Required Documents

• Aadhaar Card (mandatory)
• Identity Proof (Voter ID, PAN card, driving license, passport)
• Proof of Address (electricity bill, ration card, etc.)
• Proof of Income (payslips, tax returns, or self-declaration for EWS/LIG)
• Property Documents (if applying for home purchase/construction)
• Bank Details and Loan Documents (for CLSS subsidy)

How to Check Your Application Status

Visit https://pmaymis.gov.in.

Go to “Citizen Screening” → “Track Your Screening Status.”

Enter your application/reference number or Aadhaar number.

Check the current status.